A Husband's Money Is the 8th, the 2nd from the 7th

In the native's chart the spouse's accumulated resources are read from the 8th house, because the 8th is the 2nd from the 7th. The 2nd is family money and speech. Counted from the marriage house, that becomes the 8th. A damaged 8th lord can show muddle, secrecy, or loss in the spouse's finances, or in money the couple shares. It does not show whether he listens. Listening is speech and willingness, which is closer to the 7th lord and to Mercury as the karaka of counsel. If the 7th lord is in the 8th, then his inclination and the money house are the same planet, and the two complaints arrive together.

In a woman's chart Jupiter signifies the husband, alongside the 7th lord. A fallen Jupiter in Capricorn weakens that karaka even if the 8th is empty. An exalted Jupiter can describe a capable husband while the 8th lord in the 12th describes money leaving. Do not collapse those into one verdict that he is careless. His own kundli, if the birth time exists, has a 2nd lord of his own. Your 8th is your view of his resources, not his lagna. Advice he will not take may simply be your Mercury and his Mercury in conflict, which needs two charts. One chart can show the stress. It cannot prove a character flaw.

The argument gets expensive in the dasha of the 8th lord or of a planet sitting in the 8th. If you are in the 11th lord's antardasha and the 11th is strong, the chart is not currently telling a story of financial ruin through the spouse. Blaming him during an 11th-lord period ignores the timer. Saturn aspecting the 8th slows and restricts joint money. Rahu in the 8th unusualizes it. Neither is a moral finding. Practical accounts belong to the household, not to a yoga. Use the chart to see whether the 7th lord and the 8th lord are linked. If they are not linked, separate the marriage question from the money question and deal with the money as the 8th.